Being involved in a car accident is stressful enough, but when you add an uninsured driver into the mix, things can start to get complicated very quickly. It’s important to stay calm and take the correct steps so that you are properly protected. Here are some tips on what to do if you find yourself in this situation.
Document Everything
The first thing you should do is document everything that happened during the accident. Make sure to include details such as time, date, location, and weather conditions. Take photos of any damage done to your vehicle, as well as any injuries you or your passengers may have sustained. This will be valuable evidence when it comes time to file a claim with your insurance company or seek legal help.
Exchange Information
Once everyone has had a chance to catch their breath, exchange information with the other driver. This includes contact information (name, phone number, email address), license plate number, and insurance information (if applicable). If possible, try to get witnesses’ contact information too; they can be an invaluable resource for backing up your version of events if needed.
Get the Authorities Involved
Regardless of whether there were any significant damages or injuries caused by the accident, it’s always a good idea to call the police and report it. The officers who arrive at the scene will create a detailed report that outlines exactly how the accident occurred and who was at fault. This report should also include contact information for all parties involved in the accident.
Contact Your Insurance Company
After getting all of the necessary documentation from law enforcement officials and exchanging information with the other drivers involved in the accident, make sure to contact your insurance company as soon as possible. They will likely ask for a copy of the police report along with copies of any additional documents related to the incident (medical bills, repair estimates).
You might also keep this accident in mind for the future when it’s time to renew, as accidents may increase your insurance rates, depending on your coverage and where you live.
Request Legal Help
Depending on how serious any damages or injuries sustained during your accident are, it may be beneficial for you to seek out legal help from a professional attorney before filing a claim with your insurance company. They can advise you on how best to proceed in order to ensure that you meet all necessary requirements and maximize potential compensation for damages incurred due to being involved in an uninsured motorist collision or crash.
Seek Medical Treatment If Necessary
After a car accident, it can be frightening to decide whether you need to seek medical intervention. The best indicator is if your injuries cause persistent pain or interfere with daily activities. Depending on the severity of the accident, those injuries could range from seemingly minor cuts and bruises to more serious ones requiring an immediate attention, to long term care for back and neck pain. Remember that if you don’t feel like yourself after the accident, there’s no shame in seeking professional help–it’s always better to be safe than sorry.
No one ever wants to find themselves having been involved in an accident involving an uninsured driver—but unfortunately, it happens more often than we would like! By staying calm and following these tips on what to do after an incident involving an uninsured driver occurs—documenting everything thoroughly; exchanging information; contacting law enforcement officials; notifying your insurance company; and seeking legal help—you can ensure that both yourself and others are properly protected throughout this process! Good luck!
